We have recently started telling all of our Florida homeowners insurance clients to have a wind mitigation inspection completed on there home.

Florida homeowners insurance carriers are offering as much as a 40% discount on their homeowners insurance based on the credits that the roof of their home actually qualifies for. We have found homes in Central Florida that were built as early as 1970 that had straps on the trusses, which is one of the larger wind mitigation discounts available.

What we recommend is having a certified Florida home inspector or Florida licensed roofer provide a complete wind mitigation inspection. Generally costs range from $70 – $100 and the savings on your insurance can continue for years after the initial policy period.

In order to determine if your home may be eligible these discounts, have someone take a look in the attic where the roof trusses meet the exterior walls. If there is a roughly 1″ metal strap or clip that wraps over the truss and attaches to the exterior wall you might be eligible for some pretty substantial discounts on your Florida homeowners insurance policy.