Florida Boat Insurance

While most Florida boat insurance policies will cover you in U.S. territorial waters, you can purchase a Florida boat insurance policy that will cover you further from shore.
Considering that U.S. territorial waters are approximately 12 miles from the coast, you need to check to see where the U.S. Coast Guard limits territorial waters in your area.
Be sure to check your Florida boat insurance policy to see what kind of limitations apply in your particular situation.
There are Florida boat insurance policies that will offer you extended coverage. Progressive offers an optional endorsement that can be added to your policy that will protect you up to 150 miles. Other carriers offer Mexico endorsements and further into international waters. Make sure you review your Florida boat insurance policy with your agent to assure that restrictions in your Florida boat insurance policy won’t leave you high and dry in the event of a claim.
Feel free to visit our Get A Quote page for your free Florida boat insurance quotes.