No More Citizens Homeowners Insurance Florida

Citizens Insurance Florida

People all over Florida have been told Citizens Property Insurance is their only option for Florida homeowners insurance. That’s just not true. There are other options available now. Find out what options are available for your homeowners insurance besides Citizens.


Get Your Florida Homeowners Insurance Quotes Now!

Or call us toll free at 1-855-NOCITIZENS


Why should I change my Florida Citizens homeowners insurance policy?


What other insurance companies are writing homeowners insurance in Florida besides Citizens Property Insurance?


What is the difference between Citizens Property Insurance and these other Florida homeowners insurance companies?


How do I get out of Citizens Property Insurance and get my new Florida homeowners insurance policy in place?


Why should I change my Florida Citizens homeowners insurance policy?

We’ve heard alot about it in the news. Citizens Insurance of Florida provides inferior coverage by design. It was originally created to be an insurer of last resort. The state of Florida agreed to take on the challenge of insuring homes that no other homeowners insurance companies would insure. Hence, Citizens Property Insurance was created to do just that.

Since 2005 the majority of companies that offered homeowners insurance in Florida withdrew. They stopped writing homeowners insurance in Florida and cancelled alot of the policies they had in force here. This created a huge vacuum that Citizens Insurance had to fill.

Since 2005, Citizens Insurance of Florida has become the largest insurer of homes in the state of Florida. This opportunity has opened the door for new insurance companies to compete for your homeowners insurance in the Florida marketplace. These select “admitted” Florida homeowners insurance companies are licensed by the state and are backed by the Florida Insurance Guaranty Association.

Citizens Insurance of Florida continues to increase premiums and reduce the coverage their policies offer. These companies tend to have more stable rates and offer better coverage than Citizens Insurance.

Back to top

What other insurance companies are writing homeowners insurance in Florida besides Citizens Property Insurance?

At this time there are approximately 30 licensed Florida companies writing homeowners insurance in Florida and Statewide Insurance represents the majority of those companies.

Back to top

What is the difference between Citizens Insurance and these other Florida homeowners insurance companies?

  • Citizens Property Insurance of Florida is a government-created insurer; other admitted Florida homeowners insurance companies are not.
  • Citizens Property Insurance policies are guaranteed to increase rates; other licensed Florida homeowners insurance companies are not.
  • Citizens Property Insurance of Florida has a potential 45% surcharge that can be assessed at any time during your policy term; other licensed Florida homeowners insurance companies cannot assess such a surcharge.

Back to top


How do I get out of Citizens Property Insurance and get my new Florida homeowners insurance policy in place?

  • We will provide you a free no obligation Florida homeowners insurance quote comparison to replace your current Citizens Property Insurance policy.
  • We take your application information over the telephone. It’s quick and easy.
  • We will fax or email your completed application for your signatures. The application can be faxed or emailed back to our office.
  • We will bill your mortgage company and provide them with proof of your new insurance policy. Payment can also be mailed directly to the carrier and some accept credit card payments online or over the phone.
  • A lower Florida homeowners insurance premium means a lower monthly mortgage payment.
  • Get better coverage and lower your premium? Makes sense.

Back to top

Serving all Citizens Property homeowners insurance policyholders in Florida, including Tampa, St Petersburg, Orlando, Jacksonville, Miami, Tallahassee, Fort Lauderdale, Fort Myers, Cape Coral, Pembroke Pines, Dade City, Wesley Chapel, Zephyrhills

Disclaimer: This is only an example of how coverage could apply and does not represent any guarantee of coverage. This site contains general information relating to Citizens Insurance in Florida as well as other Florida homeowners insurance companies and is not intended to be a substitute for the law.

 

No Citizens

No More Citizens

Citizens Insurance FloridaGet quotes from top Florida homeowners insurance companies that want to write your home.

Get Home Quotes